Blog | Mortgage Tips & Insights by Delilah Fils-Aime

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Delilah Fils-Aime

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Making UK Mortgages More Accessible

Previously, in the UK, if you wanted to apply for a mortgage to buy a new home, the amount that would be lent to you would be automatically tied to how much money you earned. With runaway UK housing prices over the last decade, and with incomes remaining fairly stable, this method of calculating how much you could borrow on a mortgage has become out dated. Today, many new home buyers need to look for more creative ways to borrow money if they want to buy a new home in Britain...

Mortgage Blogs

Basic Mortgage Terms

If it's your first time applying for a mortgage, understanding key terms can significantly improve your decision-making process. Familiarizing yourself with common mortgage terms will help you navigate the options available and choose the best home for your needs.

Mortgage Blogs

Mortgages. Higher Lending Charges Are Outrageous.

After you scraped together a modest deposit for your new home you may think you're home and dry. Think again. On top of there's the surveyors and solicitors to pay. Then the government want a slice. You've got to pay stamp duty at 1% of the property's price (if the house costs more than £250,000 the rate of stamp duty increases – see the information at the foot of this article). Phew! You're lucky you'll just make it – you'll be a homeowner at last! Then out of the blue t...

Mortgage Blogs