Have you ever wondered what mortgage lenders see when they review your credit or why a borrower with a steady income may still have difficulty qualifying for a home loan?
This type of mortgage scenario might just be a nice fit for someone who is looking to save money on closing costs and assume a low interest rate.
If you are in the market to buy a house you may start getting contacted by everyone and their uncle
Many people who get variable rate mortgages find that they can mix the security of a fixed rate mortgage whilst still having variable rates by getting a capped mortgage plan. If you are looking for a variable rate mortgage then you should seriously consider putting a cap on the mortgage. Here is some useful advice about whether or not you should proceed with a capped mortgage
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