Mortgages. Exit Fees To Be Capped.

Mortgages. Exit Fees To Be Capped.

In the last 3 to 5 years we have seen rises of up to 450% in the exit fees charged by lenders when borrowers redeem their mortgage. But at last the Financial Services Authority (FSA) ha seen the light and is going to crackdown on these increases. Lenders have been telling new borrowers about the exit fees currently charged, but the lender has retained the right to increase those charges at any time and without advising borrowers. This amounts to a free hand to increase the...

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Are You Thinking About Refinancing Your Home?

Are You Thinking About Refinancing Your Home?

With interest rates at the lowest in years, it may be time to consider refinancing your home.

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The Best Mortgage Deal Ever?

The Best Mortgage Deal Ever?

From a cursory survey of websites and brochures, you’ll see a myriad of different types of mortgage. The mortgages explored so far are a basic overview – you’ll find any amount of types – some combining several features and with added incentives to tempt you.

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Basic Mortgage Terms

Basic Mortgage Terms

If it's your first time applying for a mortgage, understanding key terms can significantly improve your decision-making process. Familiarizing yourself with common mortgage terms will help you navigate the options available and choose the best home for your needs.

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